Cigna Coverage for Addiction Treatment in Massachusetts

We understand the financial stress that can come with pursuing quality addiction treatment. We work with Cigna to help ease that burden, so you have access to our full range of services, including treatment for substance use disorders alongside co-occurring conditions like depression, anxiety, bipolar disorder, PTSD, and others.

Our evidence-based programs, including day treatment, intensive outpatient, and standard outpatient care, combine clinical, behavioral, and medical support tailored to your needs. To check your specific coverage, verify your insurance online or call us at (877) 920-6583.

About Cigna

Cigna Healthcare offers a range of health insurance plans, including HMO, PPO, EPO, Point of Service, and individual and family plans. Founded in 1982 through the merger of the Connecticut General Life Insurance Company and the Insurance Company of North America, Cigna serves clients across the United States and internationally.

What Does Cigna's Rehab Insurance Coverage Include?

Cigna offers insurance coverage for individuals seeking treatment for addiction and substance use disorders. Coverage details vary by plan, area of residence, and other factors, but typically include in-network inpatient and outpatient treatment programs, detoxification services, and medication-assisted treatment (MAT). Cigna also supports recovery through managed care, behavioral health services, wellness programs, support groups, and 24/7 support resources.

Does Cigna Cover Drug and Alcohol Rehab?

Yes. Cigna covers evidence-based services for both addiction and mental health, including counseling, therapy, and psychiatric care. Depending on your policy, this can include access to a personal care advocate, behavioral health evaluations, 24/7 telehealth, behavioral therapy, medication therapy, prescription drug plans, support groups for family members and caregivers, and wellness and mental health programs.

Does Cigna Cover Drug and Alcohol Detox?

Cigna health plans generally include coverage for detox services, though the specifics depend on your plan, location, and other factors. To get the most accurate, up-to-date picture of your coverage, review your policy or contact Cigna directly.

Rehab Programs Covered by Cigna Insurance

Cigna recognizes the role rehab care plays in overall well-being, and offers a range of programs and services that may be covered under your plan:

Day Treatment (PHP)

Day treatment is a structured program providing intensive, short-term care for people who need significant therapy and support but not 24-hour inpatient care. Cigna typically covers day treatment as part of its addiction benefits, though coverage specifics vary by policy.

Evening Treatment (IOP)

Evening treatment, also called an intensive outpatient program, provides counseling and therapy several times a week while you continue living at home. Cigna typically covers evening treatment as part of its addiction coverage, subject to your specific plan.

Outpatient Programs

An outpatient program is a flexible option that includes counseling and therapy while you continue living at home. Cigna generally includes outpatient programs as part of its addiction treatment coverage, with the specifics depending on your plan.

What Substance Use Disorders Does Cigna Help Cover?

Coverage details vary by individual policy, but Cigna plans generally support treatment for the same range of substance use disorders we treat at GBAC, includingalcohol addiction, opioid addiction,cocaine addiction, benzodiazepine addiction, and prescription drug misuse. Review your policy or call us to confirm what your specific plan covers.

Does Cigna Cover Treatment for Co-Occurring Disorders?

Cigna frequently covers treatment for co-occurring disorders, a specialized approach for people managing both a substance use disorder and a mental health condition, so both can be addressed at the same time for better outcomes. Coverage details vary by plan; review your policy documents or contact Cigna directly to confirm the extent of coverage and any requirements or limitations.

How Much Does Cigna Cover for Rehab?

Cost depends on your specific plan, location, and the type and duration of treatment. Cigna plans typically cover a portion of rehab costs, but you may still have copayments, deductibles, or other out-of-pocket expenses, and some plans limit the number of covered days or visits. Accessing treatment is what matters most, regardless of cost; if you or a loved one is considering care, we're here to help you access it.

Check your insurance online, or call us at (877) 920-6583 and we'll verify your Cigna benefits for you.